If you feel that the offer is too little and that you would like to ask for more you are free to ask for whatever you think would be a fair amount of money. Bear in mind that, as the proposed settlement states, a specific amount of money will be designated as funds for the treatment of your injury and after that amount has been paid, either to you or the health care provider, the insurance carrier will no longer obligated to pay for the treatment and care of your injury.
Answer Applies to: Pennsylvania
To accurately answer your question I need to know what type of injury, what type of treatment. If it is the type of injury that will, or likely will, require future treatment, then you would be silly to settle. If it is unlikely to require further care, then it may be okay. Typically, you are not entitled to money for pain and suffering in a workers compensation case; only medical payments for accident related treatment, and wage loss benefits while you are recuperating and incapable of working.
Answer Applies to: Michigan
Permanent injury to one small body part (wrist) will bring only a small recovery, based on the body part, the percent of disability, your average weekly wages. It will be so small you wont notice the difference. I would rather leave my file open in case I need medical care
Answer Applies to: North Carolina
Deciding whether to settle a workers compensation claim can be very challenging. There is no way to reasonably respond to your question without having a lot more information.
Answer Applies to: Delaware
You can always give them a counteroffer for more money. Be careful, though, since a settlement would end your rights to their paying for medical treatment. Get some advice from a good workers compensation lawyer in your area.
Answer Applies to: Nevada
I will assume your case has jurisdiction in Iowa. If that is the case I would need to know more about the facts and medical opinions before being able to express and opinion about the value. Your opinion that the offer is "a little low" is not sufficient for me to assume you are right or wrong. If an insurance adjuster is offering you $6,000 your claim may actually be worth a lot more; it could be $6,000 more or $60,000 more. Without actually knowing the injury, your age, the disability, restrictions, permanent impairment ratings and whether or not you had surgery along with the outcome no lawyer can express a credible opinion. So without sitting down to interview you and to read the file there is no legitimate answer. Sort of like a plumber trying to fix a stopped up toilet over the phone. It can't be done.
Answer Applies to: Iowa
Workers compensation permanent injuries are evaluated by comparing the percentage of disability against a schedule of payments. Often insurers will try to minimize the degree of permanency in order to hold down the payments. I urge you to contact a work compensation attorney who can guide you in determining if the disability rating is appropriate and the offer is fair under the schedule.
Answer Applies to: Wisconsin
The offer is probably way too low. Contact an experienced workers comp lawyer immediately.
Answer Applies to: Missouri
You have a right to be evaluated by a qualified medical examiner (QME). But you need to object to the reporting by your treating doctor which is most likely from the insurance company. So you need to retain an attorney to object to this report which finds no or little injury and request for a QME.
Answer Applies to: California
You are well advised to get a lawyer specializing in WC. The fees are very modest, and you will get a better deal.
Answer Applies to: California