How can you sue for a car accident if the other person doesn't have insurance? - Auto Accident Law Questions and Answers- LawQA.com

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How can you sue for a car accident if the other person doesn't have insurance?

We were in auto accident other person was at fault and has no insurance we are fighting with our insurance right now to pay which they should have to. If they do not, can we take the man to court and how do we get the money garnish wages, lean on house ect?

Pivotal Law Group, PLLC
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You should verify whether you have UM or UIM coverage under your own policy. This is separate from your PIP insurance. You certainly can sue the at-fault party, but if they have no insurance collection can be a challenge. You should consult with an experienced attorney in your area.


Answer Applies to: Washington
Replied: 8/22/2012

Answer By Robert Kelly
R. D. Kelly Law Firm, P.L.L.C.
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If you had Uninsured Motorist (UIM) coverage with your own insurance company, they may have a responsibility to reimburse you for your damages. If you obtain a judgment against an uninsured individual, collecting on the judgment can be an entirely different job.


Answer Applies to: Washington
Replied: 8/22/2012

Answer By Steven L. Shaw
Shaw Law Firm
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You can, but it's much harder to get anything out of an uninsured person, because if they don't have insurance, it's more likely than not they don't have any cash or assets to go after, either. If your insurance company is giving you a hard time about covering the loss, contact an attorney with experience fighting insurance companies.


Answer Applies to: Washington
Replied: 8/22/2012

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