Can I use bankruptcy to eliminate student loan bills? - Bankruptcy Law Questions and Answers- LawQA.com

Free Answers to your Legal Questions by Lawyers.
ask »


Can I use bankruptcy to eliminate student loan bills?

I graduated from college last year, and have not been able to find a job. My parents have been helping me pay for my student loans, but I can't pay these loans if I can't find a job! Can I use bankruptcy to eliminate student loan bills?

Answer By Ron Salas
The Salas Firm
Contact this Attorney Now

No, student Loans are one of the few items that may not be discharged.

Answer Applies to: Colorado
Replied: 9/29/2011

Answer By Duncan T Pham
D T Pham Associates, PLLC
Contact this Attorney Now

No, student loans are not dischargeable in bankruptcy.

Answer Applies to: Texas
Replied: 9/26/2011

Answer By David VanDyke
Bird & VanDyke, Inc.
Contact this Attorney Now

Generally student loan debt is non dischargeable.

Answer Applies to: California
Replied: 9/23/2011

Answer By Darren Aronow
The Law Office of Darren Aronow, PC
Contact this Attorney Now

No, virtually all student loans are non-dischargeable unless you can prove a hardship. However, proving a hardship in itself is extremely difficult.

Answer Applies to: New York
Replied: 9/22/2011

Answer By Marvin Wolf
The Law Office of Marvin Wolf
Contact this Attorney Now

The standards to eliminate student loans in bankruptcy are extremely high and most people will not qualify. Usually it involves some form of permanent disability and the student having made payments for a number of years before becoming ill. The 2005 changes to bankruptcy laws made it even more difficult to eliminate this type of debt. There are strategies to help deal with this type of debt outside of bankruptcy. You can contact your Congressional representative or Senator to urge them to change the law so that this type of debt can be discharged in bankruptcy.

Answer Applies to: New Jersey
Replied: 9/21/2011

Bankruptcy Law office of Bill Rubendall
Contact this Attorney Now

Most student loans are not dischargeable in bankruptcy. You can do a payment plan under chapter 13 to pay student loans.

Answer Applies to: California
Replied: 9/21/2011

Answer By Janet Lawson
Janet A. Lawson Bankruptcy Attorney
Contact this Attorney Now

No.... This is a huge problem that will cripple your generation unless congress does something.

Answer Applies to: California
Replied: 9/21/2011

Mercado & Hartung, PLLC
Contact this Attorney Now

Student Loans are generally not dischargeable.

Answer Applies to: Washington
Replied: 9/21/2011

Law Office of John C. Farrell, Jr.
Contact this Attorney Now

I would suggest getting your loans deffered. Ask if they have a hardship program you can participate in.

Answer Applies to: Massachusetts
Replied: 9/21/2011

Law Office of Lynnmarie A. Johnson
Contact this Attorney Now

No, students loans are generally not dischargeable but under very specific hardship cases. Sorry.

Answer Applies to: Michigan
Replied: 9/21/2011

© 2017 MH Sub I, LLC. All rights reserved.
Terms & Conditions | Privacy Policy | IB Cookie Policy