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Michael Ipson
State of Practice: Utah
Member Since: 1/30/2012
Last Answer: 05/30/2013

About Me

Mr. Ipson also helps individuals in all areas of family law including, divorce, custody, alimony, paternity, visitation, division of assets. Mr. Ipson attended McGeorge School of Law in Sacramento California for three years graduating in 2010 with a Juris Doctorate degree. Attorney Michael Ipson is the founding member for Ipson Law Firm, PLLC. His primary focuses are bankruptcy, criminal, and family law. Mr. Ipson enjoys helping his clients in all of these fields and is dedicated to making a positive change in the lives of those he represents. Mr. Ipson was born is California and moved to Utah 23 years ago. Attorney Michael attended Weber High School in North Ogden and attended Utah State University where he graduated with a degree in political science specializing in law and constitutional studies with a minor in history. Mr. Ipson's areas of practice involve helping his clients in a variety of ways from being a zealous consumer advocate and relieving his clients from crushing debt to defending his criminal clients navigate the complicated and intimidating criminal justice system. Mr. Ipson is a member of the Utah State Bar and a member of the Weber County Bar Association.

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Michael Ipson
State of Practice: Utah
Member Since: 1/30/2012
Last Answer: 05/30/2013

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Ipson Law Firm, PLLC - Free legal questions and answers - LawQA.com

Free Answers to your Legal Questions by Lawyers.
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Michael Ipson
State of Practice: Utah
Member Since: 1/30/2012
Last Answer: 05/30/2013
© 2017 MH Sub I, LLC. All rights reserved.
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Ipson Law Firm, PLLC - Free legal questions and answers - LawQA.com

Free Answers to your Legal Questions by Lawyers.
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Michael Ipson
State of Practice: Utah
Member Since: 1/30/2012
Last Answer: 05/30/2013
Answer: To give a complete answer a lot more would need to be known about your financial situation. The short answer is 1/2 of a ...read more
Answer: Normally the court can direct you to the appropriate paper work to fill out if you are doing it yourself. The other opti ...read more
Answer: There are a lot of factors to consider when filling bankruptcy. Preventing the harassment of creditors is an advantage b ...read more
Answer: Unless there is a reason they can exempt it from the bankruptcy they will be paid through the plan.
Answer: You will need to hire a Utah attorney to register your foreign order. You will then need to file charging orders against ...read more
Answer: Yes the Judge can extend your probation if you violate the terms. The Judge also could have terminated your probation an ...read more
Answer: The decision as to whether file a chapter 7 or 13 is very dependent on the facts surrounding your financial situation. Y ...read more
Answer: Yes, you can file for bankruptcy if you have a job. There is an income requirement that you must meet called the means t ...read more
Answer: Courts almost never allow students to file bankruptcy on student loans.
Answer: It depends on the nature of the debt. If the debt was incurred by both of you then yes, they would be able to collect if ...read more
Answer: Yes you have the option to file jointly or alone.
Answer: I suppose you could do that but it might not be the best idea unless you are already contemplating bankruptcy. Once the ...read more
Answer: Yes you can file a petition to modify to change your divorce decree and depending on the facts you have I would suggest ...read more
Answer: Inorder to get remarried you need to get divorced. Legal separation is not going to cut it.
Answer: It is going to be charged as a felony. I suggest getting a good attorney as soon as possible.
Answer: Yes, but you will have to pay rent during the eviction or the can petition the court to kick you out
Answer: If you are in Utah they could take 25% by garnishment or they could garnish your bank account and get all of it. The onl ...read more
Answer: It is possible you do. The courts are going to look at a number of factors including an individuals ability pay, receivi ...read more
Answer: Yes. I would anticipate him asking you to relieve him of the obligation of paying it back but any such agreement would b ...read more
Answer: Yes, you need to include all of your debts. Also your student loans will not be discharged in the bankruptcy.
Answer: Most likely yes, depending on how much you make. You will not be able to get rid of the student loans however.
Answer: If you file a Chapter 13 and continue to make the payments you will likely be able to keep your home.
Answer: It depends on the nature of the civil suit. In certain circumstances like fraud can prevent you from claiming the debt i ...read more
Answer: If you filed it and paid the fees then it is already in progress. It can take 4-5 months to complete.
Answer: If the bankruptcy was dismissed that means they it was not completed and you are liable for all outstanding amounts. If ...read more
Answer: I would have your attorney contact the creditor immediate and threaten them with violating the automatic stay if they do ...read more
Answer: Who has it? If it is the creditor have your attorney call them to get it back. If it is the trustee you would need to wo ...read more
Answer: You will receive a foreclosure notice on the door and or an eviction notice.
Answer: Its possible but most likely no.
Answer: It doesn't affect his credit at all. If you are jointly seeking credit, say for a home, they are going to look at both o ...read more
Answer: Only one can garnish at a time and they can take up to 25%.
Answer: If your husbands debts were used for the maintenance of the family then there is some possibility that the creditors cou ...read more
Answer: It is going to ruin your credit for a while. After you file you need to start building a positive credit history again. ...read more
Answer: Technically, they are open to the public but the possiblity of your employer looking is slim. The only way they are goin ...read more
Answer: Have your attorney file an order to show cause for violation of the automatic stay.
Answer: If there is any question that this man may harm his daughter or the unborn child you need to contact child protective se ...read more
Answer: Unless it was a garnishment for child support or a tax lien the garnishment should not start up again.
Answer: No, your husband can not opt out of paying child support because he is filing bankruptcy. Bankruptcy law requires him to ...read more
Answer: You may file Ch 7 every 8 years and Ch 13 every 6. Three is no limitation on the amount of times you can file.
Answer: You do not have to file nor will your debts be frozen. If you want to avoid having civil judgements against your then yo ...read more
Answer: It depends on where this savings money came from. If it came from a source that is exempted then you will be able to hol ...read more
Answer: It will ruin your credit temporarily. But there are step you can take to repair your credit after you file and have it l ...read more
Answer: No, as long as you are alive and competent you can file for bankruptcy
Answer: No your collage loans will most likely not be discharged. I would call your lender and try to put them on deferment unti ...read more
Answer: One is not better than the other they are just different. In a Ch 7 you are going to be selling all of your non-exempt p ...read more
Answer: SS benefits are exempt property if they take them they will have to return them.
Answer: If you received a citation for possession then you have been charged with a crime. It is possible that you may be convic ...read more
Answer: She could allege you have abandoned the child request that the decree be modified to grant her more custody but that wou ...read more
Answer: Your landlord would have to petition the court to lift the automatic stay but once they have done that then yes he could ...read more
Answer: Not for paying the attorney but for paying the court fees they can be waived.
Answer: $306 dollars which can be made through payments.
Answer: You don't need an attorney to file for Bankruptcy but the chances that your case is going to get discharged for a mistak ...read more
Answer: The time requirement on a Ch 7 is eight years and for a Ch 13 it is six years. Either way you are eligible to file for b ...read more
Answer: Ch 7 is a liquidation of non-exempt assets and a discharge of the rest of your property. A Ch 13 is a consolidation of t ...read more
Answer: It depends on when you inherit. If you inherit within 180 days after your case is filed then the Bankruptcy Trustee coul ...read more
Answer: The number of creditors is irrelevant, that amount that you owe and that amount of money you make are what will determin ...read more
Answer: Yes, you can file either jointly or separately. At this point I would verify that none of her creditors are going to try ...read more
Answer: Not necessarily. If you file a Ch 13 then you are only required to make the payments. If you file a Ch 7 then you can ei ...read more
Answer: Yes, if the property you are receiving from your mother is not exempt like your SS Disability or VA benefits your credit ...read more
Answer: You will be responsible for any joint debts that you incurred during the marriage. If you want to get rid of the joint d ...read more
Answer: If you filed within the last 8 years then no but she can file individually. If you recently got married I am assuming th ...read more
Answer: They can try but they need to show that you are not going to be able to complete a chapter 13 plan and convince the judg ...read more
Answer: If you miss enough of the payments then yes the trustee will move to dismiss your case. When you file your plan with the ...read more
Answer: If you do not make your payments during the bankruptcy then the creditor will petition that the automatic stay be lifted ...read more
Answer: The automatic stay will prevent them from taking the car immediately. If you car is worth more than the exemption value ...read more
Answer: This sounds like a complicated issue. If you file CH 7 but don't make payments on the home the bank is going to foreclos ...read more
Answer: You need to contact the creditor that is holding title and get it from them. If they do not supply it you may need to go ...read more
Answer: It depends on whether you own the vehicle or if it is a secured debt. If it is secured you can reaffirm or redeem the ve ...read more
Answer: No, you are not liable for any of the fees that your father needs to pay for his bankruptcy.
Answer: Reaffirmation is a tool debtors can use to keep assets they want after bankruptcy. For example, if you want to keep your ...read more
Answer: You will likely need to reaffirm your contract with you lender or redeem it if you owe money and want to keep the vehicl ...read more
Answer: This is a complicate question and needs more facts to be answered in your case. In some instances individuals are able t ...read more
Answer: Depends on the attorney. You need to shop around. Typically, with filing fees it costs around $1000.00 for Ch 7 and more ...read more
Answer: I depends on whether or not you pass the "means test" if your new job does not make you a lot of money then yes you shou ...read more
Answer: If you file for bankruptcy then yes you can take out a second mortgage if someone is willing to lend you the money. Keep ...read more
Answer: Bankruptcy takes 4 to 5 months to complete. But if you file you can stop the foreclosure and unfreeze your accounts. So ...read more
Answer: Hard to say. It may not affect your score at all if it is already bad. Realistically, if you file your score is going to ...read more
Answer: The benefits are you can get rid of a lot of debt without paying it back. You can also stop foreclosures and sometimes r ...read more
Answer: You need to have a positive credit history. Get a credit card pay it off every month. Make sure your debt to income leve ...read more
Answer: Most likely your student loans will not be discharged in bankruptcy. You options are limited beyond making more money or ...read more
Answer: *Chapter 13 bankruptcies do not require the liquidation of property* as Ch 7 bankruptcy when property is unable to be ex ...read more
Answer: Depending on the type of debt yes, filing for bankruptcy can remove the lien.
Answer: You can set up what is call a reaffirmation agreement which would prevent your vehicle from being repossessed.
Answer: As long as you do not include the landlord as a creditor then they should have no idea that you have filed.
Answer: Yes, you can file individually. However, any debt that you incurred that was for the maintence of the home the creditor ...read more
Answer: Filing for bankruptcy will stop the wage garnishment and bank account garnishments. You should contact an attorney to he ...read more
Answer: You can give the car up, you can reaffirm the car which means you would assume the full amount of the debt an keep the c ...read more
Answer: Yes, you can file for bankruptcy if you meet the requirements. You may also close your bank accounts and open new ones a ...read more
Answer: You may or may not be able to file for bankruptcy depending on how much you make vs. how much debt you have. Because tho ...read more
Answer: You can depending on if you are receiving enough to cover a Ch 13 plan. I would talk to an attorney to see if this would ...read more
Answer: You can't file a chapter 7 within 8 years of previously filing and 6 years for a chapter 13. If you try before this time ...read more
Answer: If you do not qualify under the means test it means that you make too much money to liquidate the amount of debt you hav ...read more
Answer: There a number of exemptions that an attorney can apply in various situations. In this case depending on how much is in ...read more
Answer: Felony charges have no effect on you status to file for bankruptcy.
Answer: It depends on whether you have a visitation agreement in place. If you do look at your agreement to determine how much v ...read more
Disclaimer: The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or should be formed by use of the site. The attorney listings on the site are paid attorney advertisements. Your access of/to and use of this site is subject to additional Supplemental Terms.
© 2017 MH Sub I, LLC. All rights reserved.
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